Crezco - FREE payment solution! - Boffix

Crezco – FREE payment solution!

July 1, 2022  /  Lizzie Sullivan
We started using Crezco when we heard they processed invoice payments for free. It sounded too good to be true, but after testing some payments ourselves, we can confirm it is in fact true and it’s incredibly user-friendly. Our payments were deposited into our account instantly, so we believe that it can really benefit the cash flow of our clients as well as save a ton of time.

Who is Crezco?

Crezco is an account-to-account payment solution that processes invoice payments through Xero, QuickBooks, Zoho and QuickFile and their own platform. From raising an invoice to receiving payment, their whole process is sleek and user-friendly. Crezco operates on open banking rails, so what this means is you get your payments as soon as your customer clicks “Approve payment”.

Via Crezco’s single or recurring payment solution, they can eliminate card fees and slow settlement times, saving you and your client’s money, time spent reconciling, and improving cash flow. The best part? It only takes about 3 – 5 minutes to fully set up on their platform or we can do it for you if needed.

Crezco mobile and desktop

Is it safe?

Open banking has been deemed to effectively be as secure as your standard online banking which has become a pillar of normality in people’s lives today. The open banking API endpoints are built by the banks themselves and are therefore put through rigorous testing by both the banks and the authorised third parties, and they make sure that the API meets all regulatory requirements as well.

Crezco does not have access or the ability to see your password when you log in to your bank account.

Open banking exists within a bank’s established and highly secure technology framework, and therefore the APIs themselves are an incredibly secure way to transfer data. In essence, if open banking becomes insecure, there is likely more than just an open banking issue at your bank to be concerned about.

The important thing to keep in mind is that nothing can happen over open banking/A2A payments without your approval and permission. This is aided by the recently applied SCA Compliance. Therefore, you can rest assured knowing that any payments occurring via account-to-account are exactly what you yourself approved.

Therefore, any businesses which do choose to use A2A are likely to see a reduction in fraud over time. This can lead to a reduction in chargebacks, all while maintaining an efficient customer experience.

What’s next?

Save your money and time while improving cash flow by signing up with Crezco.

Create your profile with Crezco here

How to connect your bank account


How to connect to Xero

How to raise an invoice in Xero with Crezco

Setup repeat payments with Xero


How to connect to QuickBooks Online

Change invoice template

How to raise an invoice in QuickBooks Online with Crezco

Want to give Crezco a go?

Feel free to email their customer success team!
You can email either or

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